Privacy Policy

SwiftQuote AI — a sole proprietorshipEffective date: 29 June 2026  •  Last updated: 29 June 2026  •  Governed by South African Law

1. Who We Are

SwiftQuote AI is a software-as-a-service platform built for South African trades businesses — plumbing, electrical, solar, HVAC/air conditioning, landscaping and cleaning contractors — providing AI-powered quoting, invoicing, job management and client tracking. The platform is operated by Swift Quote AI (Pty) Ltd, registration number 2026/508778/07, with its registered address at 26 Haddington Close, Blue Valley.

We are committed to protecting your personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA). Our Information Officer is Thabo Julian Mashego, registered with the Information Regulator under registration number 2026-048008 (registered 29 June 2026).

2. POPIA — Responsible Party & Operator Roles

The Protection of Personal Information Act 4 of 2013 (POPIA) designates the entity that determines the purpose and means of processing personal information as the Responsible Party. By using SwiftQuote AI, the contractor (user) warrants and confirms the following:

  • They have obtained full, free, specific, and informed consent from their end client (homeowner, property manager, or business owner) under POPIA before entering that client’s personal information into SwiftQuote AI
  • The contractor indemnifies SwiftQuote AI against any POPIA regulatory enforcement action, civil claim, or Information Regulator complaint arising from the contractor’s failure to obtain lawful consent
POPIA Roles

SwiftQuote AI acts as an Operator under POPIA — processing end-client data on your behalf. Contractors are the Responsible Party for their end-client data and must maintain their own POPIA compliance records.

3. What Personal Information We Collect

We collect only what is necessary to provide the service. This includes:

  • Account information — your name, email address, phone number and password hash
  • Business details — trading name, registered name, business address, trade registration/licence number where applicable (e.g. DoEL registered-person number, SAQCC Gas registration number, IOPSA/PIRB number, SALI registration number), VAT number, CK/CIPC number, province. We do not verify these numbers — you remain responsible for holding the correct registration for the work you carry out.
  • Banking details — bank name, account holder name, account number and branch code. Used solely to populate your quotes and invoices — never processed for payments and never shared with third parties
  • Client data — names, phone numbers and email addresses of your customers, which you enter when creating quotes
  • Business activity — quotes, invoices, jobs, notes and photos you create within the platform
  • Voice input — if you use the Voice Input feature, your speech is processed entirely by your device’s browser (Web Speech API). Audio is never transmitted to our servers or any third party. Only the final text transcript is stored as your job description
  • Usage data — pages visited, features used and session timestamps, used to improve the platform

4. Why We Collect It

We collect your personal information for the following purposes:

  • To create and manage your account
  • To populate your quotes, invoices and documents with your business details
  • To process subscription payments via Paystack
  • To generate AI-powered quote estimates using Anthropic’s Claude API
  • To send you transactional emails (quote notifications, account alerts)
  • To provide customer support
  • To improve and develop the platform
  • To comply with our legal obligations under POPIA, the Consumer Protection Act 68 of 2008, and the Electronic Communications and Transactions Act 25 of 2002

We will not use your information for any purpose other than those listed above without your explicit consent.

5. Data Residency & Cross-Border Transfers

Some of the providers we rely on to deliver SwiftQuote AI are located outside South Africa. South Africa’s Information Regulator has not published a list of countries it considers to have “adequate” data protection, so transfers are assessed individually under POPIA section 72.

Database — Supabase (Singapore, AWS ap-southeast-1)

All account data, quotes, leads and job records are stored here. We rely on Supabase’s data processing terms, which apply protections substantially similar to POPIA’s conditions for lawful processing, and on the fact that this hosting is necessary to perform our contract with you.

App Hosting — Vercel (United States)

The SwiftQuote AI application is served via Vercel’s global edge network, with origin infrastructure based in the US. Request metadata (IP addresses, URLs) is processed as part of serving the application.

AI Processing — Anthropic (United States)

Job description text is sent to Anthropic’s Claude API to generate quote estimates. No personal client information is included — only job type, materials and trade category.

We do not transfer your personal information to any other third party outside South Africa. All data in transit is encrypted via TLS 1.2 or higher and all data at rest is encrypted using AES-256.

6. Third Parties We Share Data With

We share your data only with the service providers necessary to operate the platform (see Section 5 for hosting and AI providers). Additional processors:

Paystack

Our payment processor for subscription billing. Paystack handles all card data — we never store card details. PCI-DSS compliant. Paystack Privacy Policy

Accounting Software (Xero, Sage, QuickBooks) — User-Initiated Only

Accounting CSV exports are generated entirely within your browser. No invoice data passes through our servers during export. We have no direct data relationship with these platforms.

We do not sell, rent or trade your personal information to any third party.

7. Your Client’s Data

When you enter client information (names, phone numbers, email addresses) into SwiftQuote AI, you are the Responsible Party for that data under POPIA. You must ensure you have a lawful basis for storing your clients’ information — typically their consent to receive a quote or invoice.

We act as an Operator processing that data on your behalf, on your instructions, solely to run the platform. We will never contact your clients directly or use their data for our own purposes, including marketing.

8. How Long We Keep Your Data

  • Active account data — kept for the duration of your subscription
  • After cancellation — retained for 90 days so you can export records. Permanently deleted after that.
  • Payment records — retained for 5 years as required by South African tax law and the VAT Act
  • Support correspondence — retained for 2 years

9. Your Rights Under POPIA

  • Access — request a copy of the personal information we hold about you
  • Correction — ask us to update or correct inaccurate information
  • Deletion — request deletion of your personal information (subject to legal retention obligations)
  • Portability — request an export of your data in a machine-readable format
  • Objection — object to the processing of your personal information
  • Complaint — lodge a complaint with the Information Regulator

To exercise any of these rights, email hello@swiftquoteai.co.za. We will respond within 30 days.

10. How We Protect Your Data

  • All data encrypted in transit (TLS/HTTPS) and at rest (AES-256)
  • Data hosted within South African borders (AWS Cape Town, af-south-1)
  • Row Level Security — users can only access their own records
  • Passwords are never stored in plain text — hashed by Supabase
  • Payment card details are never stored — handled by Paystack
  • Voice audio is never transmitted — processed locally in your browser
  • Accounting CSV exports are generated in your browser — invoice data does not pass through our servers

11. Cookies

We use essential cookies only — required for authentication (keeping you logged in) and basic platform functionality. We do not use advertising cookies, remarketing pixels, or third-party tracking scripts. No cookie consent banner is required.

12. Children

SwiftQuote AI is a business platform for adults operating registered businesses. We do not knowingly collect information from anyone under 18. Contact us immediately if you believe a minor has created an account.

13. Changes to This Policy

We will notify you of material changes via email and in-platform notification with a minimum 14-day notice period before changes take effect. Continued use of the platform after changes take effect constitutes acceptance.

14. Complaints to the Information Regulator

If you are not satisfied with how we have handled your personal information, you may lodge a complaint with the Information Regulator of South Africa:

15. Contact Us

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